Banking and Money Matters

Using the Cash Machine

No cash teller window??

Most bank branches have no cash teller window, so if you ask "Wo ist die Kasse? - Where is the cashier’s window?", you most likely are going to hear:

Wir haben keine Kasse. - We have no cash teller/cashier’s window.

That means you'll be looking for an ATM (cash machine) to get cash or deposit cash into your account. You'll be looking for a sign that says Auszahlungen (withdrawals) or Einzahlungen (deposits).

You should be able to withdraw cash with a credit or debit card on most machines (look for the Visa and MasterCard logos). Machines marked Einzahlungen will only accept cash for depositing. Machines marked Kontoauszüge is for getting a look at your bank statement.
Vocabulary to look for

der Geldautomat
der Bankomat
    1) ATM
    2) cash machine

Bestättigen or Bestättigung (usually a green button)
    1) confirm/OK

die Geheimzahl
    1) PIN code
      Bitte, geben Sie Ihre Geheimzahl ein. - Please enter your PIN.

Other German Resources

•  Ten Minute German - Currency Exchange - In airports, train stations or other places where tourists are found, you can exchange money or cash traveler's checks at a Geldwechsel or Wechselstube (money exchange).

•  Ten Minute German - Using Credit Cards - Germans, Austrians, and the Swiss prefer to carry Bargeld (cash) than most Americans as it's the norm for many situations in which purchases will be made...

•  Ten Minute German - Using the Cash Machine - Most bank branches have no cash teller window, so you most likely are going to hear...

•  Ten Minute German - What you need to know for making a deposit or withdrawal from your bank account

•  Power German - Banking and Money Matters - Asking if there is a bank or cash machine nearby.

•  Power German - Are you going to the...?

•  Ten Minute German - Taking Leave - Saying Goodbye

•  Ten Minute German - Getting to Know you - Asking someone for their name and giving yours.

•  Speak Up! in German - Unit 1 - Lesson 1: Formal and Localized Greetings